/* =====================================================================
   JHL REPAIR PACK D - writing-winning-offers.html / negotiation-strategies.html
                       multiple-offer-situations.html / final-walkthrough.html
                       final-loan-approval.html
   TEMPORARY file, loaded after jhl-redesign.min.css for preview only.
   To be folded into jhl-redesign.css later - do not delete without
   migrating these rules first.

   Every selector below is scoped with [data-page="..."] because several
   of these classes (calc-input, checklist-item, check-box, progress-bar-
   fill, category-icon, risk-header, toggle-icon, strategy-card...) are
   reused elsewhere on the site for different components. NEVER remove
   the data-page scope when editing this file.

   Design tokens used inline (matching jhl-redesign.css :root, already
   loaded globally so not redeclared here): --navy #0D2240, --blue
   #1565A0, --green #00C853, --green-dark #00A843, --coral #FF6B5B,
   --amber #F59E0B, --slate #5F6C7B, --charcoal #2D3436. Card border
   color #DCE4EE and card surface tint #EEF4FA are used literally to
   match the v3 flat design spec.
   ===================================================================== */


/* =======================================================================
   1. WRITING-WINNING-OFFERS.HTML
   ======================================================================= */

/* ---- Anatomy of a purchase offer: component cards ---- */
[data-page="writing-winning-offers"] .component-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
  margin-top: 24px;
}
[data-page="writing-winning-offers"] .component-card {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 24px;
}
[data-page="writing-winning-offers"] .component-card h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 18px;
  color: var(--navy);
  margin: 0 0 12px;
}
[data-page="writing-winning-offers"] .component-card h4 svg {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
}
[data-page="writing-winning-offers"] .component-card p {
  color: var(--slate);
  font-size: 15px;
  line-height: 1.6;
  margin: 0 0 14px;
}
[data-page="writing-winning-offers"] .component-tip {
  background: #EEF4FA;
  border-radius: 10px;
  padding: 12px 14px;
  font-size: 14px;
  color: var(--charcoal);
  line-height: 1.5;
}
[data-page="writing-winning-offers"] .component-tip strong {
  color: var(--blue);
}

/* ---- Earnest money calculator ---- */
[data-page="writing-winning-offers"] .earnest-guide {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 24px;
  margin-top: 20px;
}
[data-page="writing-winning-offers"] .earnest-guide h3 {
  font-size: 19px;
  color: var(--navy);
  margin: 0 0 18px;
}
[data-page="writing-winning-offers"] .earnest-calculator {
  margin-bottom: 20px;
}
[data-page="writing-winning-offers"] .earnest-input {
  margin-bottom: 20px;
}
[data-page="writing-winning-offers"] .earnest-input label {
  display: block;
  font-weight: 600;
  font-size: 14px;
  color: var(--navy);
  margin-bottom: 8px;
}
[data-page="writing-winning-offers"] .earnest-input input {
  width: 100%;
  height: 52px;
  padding: 0 16px;
  border: 1px solid #DCE4EE;
  border-radius: 10px;
  font-size: 16px;
  font-family: var(--font-body);
  color: var(--navy);
  background: #fff;
  box-sizing: border-box;
}
[data-page="writing-winning-offers"] .earnest-input input:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(21, 101, 160, 0.15);
}
[data-page="writing-winning-offers"] .earnest-results .jhl-offer__result-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--slate);
  margin: 0 0 10px;
}
[data-page="writing-winning-offers"] .earnest-range {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
  gap: 12px;
}
[data-page="writing-winning-offers"] .earnest-amount {
  background: #EEF4FA;
  border: 1px solid #DCE4EE;
  border-radius: 12px;
  padding: 16px 12px;
  text-align: center;
}
[data-page="writing-winning-offers"] .earnest-amount:nth-child(2) {
  border-color: var(--blue);
  border-width: 2px;
}
[data-page="writing-winning-offers"] .earnest-amount .label {
  font-size: 12px;
  color: var(--slate);
  margin-bottom: 6px;
}
[data-page="writing-winning-offers"] .earnest-amount .value {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
}

/* ---- Contingency table ---- */
[data-page="writing-winning-offers"] .contingency-table {
  border: 1px solid #DCE4EE;
  border-radius: 12px;
  overflow: hidden;
  margin-top: 20px;
  background: #fff;
}
[data-page="writing-winning-offers"] .contingency-row {
  display: grid;
  grid-template-columns: minmax(140px, 2fr) 1fr 1fr 56px;
  gap: 8px;
  align-items: center;
  padding: 14px 16px;
  border-bottom: 1px solid #DCE4EE;
}
[data-page="writing-winning-offers"] .contingency-row:last-child {
  border-bottom: none;
}
[data-page="writing-winning-offers"] .contingency-header {
  background: #EEF4FA;
}
[data-page="writing-winning-offers"] .header-cell {
  font-size: 12px;
  font-weight: 700;
  color: var(--slate);
}
[data-page="writing-winning-offers"] .contingency-name {
  font-weight: 600;
  font-size: 14px;
  color: var(--navy);
}
[data-page="writing-winning-offers"] .contingency-name small {
  display: block;
  font-weight: 400;
  font-size: 12px;
  color: var(--slate);
  margin-top: 2px;
}
[data-page="writing-winning-offers"] .risk-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 4px 10px;
  border-radius: 6px;
  font-size: 12px;
  font-weight: 700;
  white-space: nowrap;
}
[data-page="writing-winning-offers"] .risk-high {
  background: rgba(255, 107, 91, 0.14);
  color: #C93C2E;
}
[data-page="writing-winning-offers"] .risk-medium {
  background: rgba(245, 158, 11, 0.16);
  color: #B45309;
}
[data-page="writing-winning-offers"] .risk-low {
  background: rgba(0, 200, 83, 0.14);
  color: #00A843;
}

/* Toggle switch (include contingency?) */
[data-page="writing-winning-offers"] .toggle-switch {
  position: relative;
  display: inline-block;
  width: 44px;
  height: 24px;
  flex-shrink: 0;
  justify-self: end;
}
[data-page="writing-winning-offers"] .toggle-switch input {
  opacity: 0;
  width: 100%;
  height: 100%;
  margin: 0;
  position: absolute;
  inset: 0;
  cursor: pointer;
  z-index: 1;
}
[data-page="writing-winning-offers"] .toggle-slider {
  position: absolute;
  inset: 0;
  background: #DCE4EE;
  border-radius: 999px;
  transition: background 0.2s ease;
  pointer-events: none;
}
[data-page="writing-winning-offers"] .toggle-slider::before {
  content: '';
  position: absolute;
  left: 3px;
  top: 3px;
  width: 18px;
  height: 18px;
  background: #fff;
  border-radius: 50%;
  transition: transform 0.2s ease;
  box-shadow: 0 1px 2px rgba(13, 34, 64, 0.25);
}
[data-page="writing-winning-offers"] .toggle-switch input:checked + .toggle-slider {
  background: var(--green);
}
[data-page="writing-winning-offers"] .toggle-switch input:checked + .toggle-slider::before {
  transform: translateX(20px);
}
[data-page="writing-winning-offers"] .toggle-switch input:focus-visible + .toggle-slider {
  outline: 3px solid rgba(21, 101, 160, 0.4);
  outline-offset: 2px;
}

@media (max-width: 640px) {
  [data-page="writing-winning-offers"] .contingency-row {
    grid-template-columns: 1fr 1fr 44px;
    grid-template-areas: "name name toggle" "riskbadge strengthbadge toggle";
    row-gap: 8px;
  }
  [data-page="writing-winning-offers"] .contingency-header {
    display: none;
  }
  [data-page="writing-winning-offers"] .contingency-name { grid-area: name; }
  [data-page="writing-winning-offers"] .contingency-row .risk-badge:nth-of-type(1) { grid-area: riskbadge; justify-self: start; }
  [data-page="writing-winning-offers"] .contingency-row .risk-badge:nth-of-type(2) { grid-area: strengthbadge; justify-self: start; }
  [data-page="writing-winning-offers"] .toggle-switch { grid-area: toggle; align-self: start; }
}

/* ---- Strategy cards (offer strengthening strategies) ---- */
[data-page="writing-winning-offers"] .strategy-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
  margin-top: 20px;
}
[data-page="writing-winning-offers"] .strategy-card {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-left: 4px solid var(--blue);
  border-radius: 16px;
  padding: 20px;
}
[data-page="writing-winning-offers"] .strategy-card h4 {
  color: var(--navy);
  font-size: 17px;
  margin: 0 0 10px;
}
[data-page="writing-winning-offers"] .strategy-card p {
  color: var(--slate);
  font-size: 14px;
  line-height: 1.6;
  margin: 0 0 14px;
}
[data-page="writing-winning-offers"] .strategy-card.strength-high {
  border-left-color: var(--green);
}
[data-page="writing-winning-offers"] .strategy-card.strength-medium {
  border-left-color: var(--amber);
}
[data-page="writing-winning-offers"] .strategy-card.strength-context {
  border-left-color: var(--blue);
}
[data-page="writing-winning-offers"] .strategy-impact {
  background: #EEF4FA;
  border-radius: 8px;
  padding: 10px 12px;
  font-size: 13px;
  color: var(--charcoal);
  line-height: 1.5;
}
[data-page="writing-winning-offers"] .strategy-impact strong {
  color: var(--navy);
}

/* ---- Offer timeline ---- */
[data-page="writing-winning-offers"] .timeline-visual {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 8px;
  margin-top: 24px;
  padding-top: 8px;
  position: relative;
}
[data-page="writing-winning-offers"] .timeline-visual::before {
  content: '';
  position: absolute;
  top: 26px;
  left: 5%;
  right: 5%;
  height: 2px;
  background: #DCE4EE;
  z-index: 0;
}
[data-page="writing-winning-offers"] .timeline-step {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  flex: 1;
  min-width: 0;
}
[data-page="writing-winning-offers"] .timeline-dot {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  flex-shrink: 0;
}
[data-page="writing-winning-offers"] .timeline-label {
  font-weight: 600;
  font-size: 12px;
  color: var(--navy);
  margin-top: 8px;
  line-height: 1.3;
}
[data-page="writing-winning-offers"] .timeline-time {
  font-size: 11px;
  color: var(--slate);
  margin-top: 2px;
}
@media (max-width: 640px) {
  [data-page="writing-winning-offers"] .timeline-visual {
    flex-direction: column;
    align-items: flex-start;
    gap: 20px;
  }
  [data-page="writing-winning-offers"] .timeline-visual::before {
    top: 0;
    bottom: 0;
    left: 17px;
    right: auto;
    width: 2px;
    height: auto;
  }
  [data-page="writing-winning-offers"] .timeline-step {
    flex-direction: row;
    text-align: left;
    gap: 12px;
    width: 100%;
  }
  [data-page="writing-winning-offers"] .timeline-label,
  [data-page="writing-winning-offers"] .timeline-time {
    margin-top: 0;
  }
}

/* ---- Common offer mistakes ---- */
[data-page="writing-winning-offers"] .mistakes-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 20px;
}
[data-page="writing-winning-offers"] .mistake-card {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-left: 4px solid var(--coral);
  border-radius: 16px;
  padding: 20px;
}
[data-page="writing-winning-offers"] .mistake-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}
[data-page="writing-winning-offers"] .mistake-header svg {
  width: 22px;
  height: 22px;
  color: var(--coral);
  flex-shrink: 0;
}
[data-page="writing-winning-offers"] .mistake-header h4 {
  margin: 0;
  font-size: 16px;
  color: var(--navy);
}
[data-page="writing-winning-offers"] .mistake-body p {
  color: var(--slate);
  font-size: 14px;
  line-height: 1.6;
  margin: 0 0 10px;
}
[data-page="writing-winning-offers"] .mistake-instead {
  background: rgba(0, 200, 83, 0.06);
  border-radius: 8px;
  padding: 10px 12px;
  font-size: 13px;
  color: var(--charcoal);
  line-height: 1.5;
}
[data-page="writing-winning-offers"] .mistake-instead strong {
  color: var(--green-dark);
}

/* ---- "Love letters" section ---- */
[data-page="writing-winning-offers"] .letter-section h3 {
  color: var(--navy);
  font-size: 20px;
  margin: 0 0 12px;
}
[data-page="writing-winning-offers"] .letter-warning {
  background: rgba(255, 107, 91, 0.08);
  border-left: 4px solid var(--coral);
  border-radius: 10px;
  padding: 16px;
  margin: 16px 0;
  color: var(--charcoal);
  font-size: 14px;
  line-height: 1.6;
}
[data-page="writing-winning-offers"] .letter-warning strong {
  color: #C93C2E;
  display: block;
  margin-bottom: 4px;
}
[data-page="writing-winning-offers"] .letter-alternative {
  background: #EEF4FA;
  border-radius: 12px;
  padding: 20px;
  margin-top: 20px;
}
[data-page="writing-winning-offers"] .letter-alternative h4 {
  color: var(--navy);
  font-size: 16px;
  margin: 0 0 10px;
}

/* ---- Offer strategy builder ---- */
[data-page="writing-winning-offers"] .offer-builder {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 24px;
  margin-top: 20px;
}
[data-page="writing-winning-offers"] .offer-builder h3 {
  font-size: 19px;
  color: var(--navy);
  margin: 0 0 18px;
}
[data-page="writing-winning-offers"] .builder-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
  margin-bottom: 24px;
}
[data-page="writing-winning-offers"] .builder-field label {
  display: block;
  font-weight: 600;
  font-size: 14px;
  color: var(--navy);
  margin-bottom: 6px;
}
[data-page="writing-winning-offers"] .builder-field input,
[data-page="writing-winning-offers"] .builder-field select {
  width: 100%;
  height: 48px;
  padding: 0 14px;
  border: 1px solid #DCE4EE;
  border-radius: 10px;
  font-size: 16px;
  font-family: var(--font-body);
  color: var(--navy);
  background: #fff;
  box-sizing: border-box;
  appearance: auto;
}
[data-page="writing-winning-offers"] .builder-field input:focus,
[data-page="writing-winning-offers"] .builder-field select:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(21, 101, 160, 0.15);
}
[data-page="writing-winning-offers"] .field-hint {
  font-size: 12px;
  color: var(--slate);
  margin-top: 4px;
}

/* ---- Offer summary + strength meter ---- */
[data-page="writing-winning-offers"] .offer-summary {
  background: #EEF4FA;
  border-radius: 14px;
  padding: 20px;
}
[data-page="writing-winning-offers"] .offer-summary h4 {
  color: var(--navy);
  font-size: 16px;
  margin: 0 0 14px;
}
[data-page="writing-winning-offers"] .summary-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(130px, 1fr));
  gap: 12px;
  margin-bottom: 20px;
}
[data-page="writing-winning-offers"] .summary-item {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 10px;
  padding: 12px;
  text-align: center;
}
[data-page="writing-winning-offers"] .summary-item .label {
  font-size: 11px;
  color: var(--slate);
  margin-bottom: 4px;
}
[data-page="writing-winning-offers"] .summary-item .value {
  font-family: var(--font-display);
  font-size: 19px;
  font-weight: 700;
  color: var(--navy);
}
[data-page="writing-winning-offers"] .strength-meter {
  margin-top: 4px;
}
[data-page="writing-winning-offers"] .strength-label {
  font-weight: 700;
  font-size: 14px;
  transition: color 0.3s ease;
}
[data-page="writing-winning-offers"] .strength-bar {
  height: 10px;
  background: #DCE4EE;
  border-radius: 999px;
  overflow: hidden;
  margin: 8px 0;
}
[data-page="writing-winning-offers"] .strength-fill {
  height: 100%;
  border-radius: 999px;
  transition: width 0.4s ease, background 0.3s ease;
  background: var(--blue);
}


/* =======================================================================
   2. NEGOTIATION-STRATEGIES.HTML
   ======================================================================= */

/* ---- Leverage cards ---- */
[data-page="negotiation-strategies"] .leverage-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 20px;
}
[data-page="negotiation-strategies"] .leverage-card {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-left: 4px solid var(--blue);
  border-radius: 16px;
  padding: 20px;
}
[data-page="negotiation-strategies"] .leverage-card.high-leverage {
  border-left-color: var(--green);
}
[data-page="negotiation-strategies"] .leverage-card.medium-leverage {
  border-left-color: var(--amber);
}
[data-page="negotiation-strategies"] .leverage-card.low-leverage {
  border-left-color: var(--coral);
}
[data-page="negotiation-strategies"] .leverage-indicator {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 6px;
  font-size: 12px;
  font-weight: 700;
  margin-bottom: 12px;
  background: rgba(21, 101, 160, 0.12);
  color: var(--blue);
}
[data-page="negotiation-strategies"] .high-leverage .leverage-indicator {
  background: rgba(0, 200, 83, 0.14);
  color: #00A843;
}
[data-page="negotiation-strategies"] .medium-leverage .leverage-indicator {
  background: rgba(245, 158, 11, 0.16);
  color: #B45309;
}
[data-page="negotiation-strategies"] .low-leverage .leverage-indicator {
  background: rgba(255, 107, 91, 0.14);
  color: #C93C2E;
}
[data-page="negotiation-strategies"] .leverage-card h4 {
  font-size: 17px;
  color: var(--navy);
  margin: 0 0 10px;
}
[data-page="negotiation-strategies"] .leverage-card p {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.6;
  margin: 0 0 14px;
}
[data-page="negotiation-strategies"] .leverage-example {
  background: #EEF4FA;
  border-radius: 8px;
  padding: 12px 14px;
  font-size: 13px;
  font-style: italic;
  color: var(--charcoal);
  line-height: 1.5;
}

/* ---- Counter offer scenarios (accordion) ---- */
[data-page="negotiation-strategies"] .negotiation-scenario {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  margin-bottom: 16px;
  overflow: hidden;
}
[data-page="negotiation-strategies"] .scenario-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  padding: 18px 20px;
  cursor: pointer;
  min-height: 44px;
  transition: background 0.15s ease;
}
[data-page="negotiation-strategies"] .scenario-header:hover {
  background: #EEF4FA;
}
[data-page="negotiation-strategies"] .scenario-header h3 {
  font-size: 16px;
  color: var(--navy);
  margin: 0;
}
[data-page="negotiation-strategies"] .toggle-icon {
  color: var(--slate);
  flex-shrink: 0;
  transition: transform 0.25s ease;
  display: flex;
  font-size: 12px;
}
[data-page="negotiation-strategies"] .negotiation-scenario.open .toggle-icon {
  transform: rotate(180deg);
  color: var(--blue);
}
[data-page="negotiation-strategies"] .scenario-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}
[data-page="negotiation-strategies"] .negotiation-scenario.open .scenario-body {
  max-height: 2000px;
}
[data-page="negotiation-strategies"] .scenario-body > * {
  padding-left: 20px;
  padding-right: 20px;
}
[data-page="negotiation-strategies"] .scenario-situation {
  background: #EEF4FA;
  border-radius: 10px;
  padding: 14px 16px !important;
  margin: 0 20px 16px !important;
}
[data-page="negotiation-strategies"] .scenario-situation h4 {
  font-size: 14px;
  color: var(--navy);
  margin: 0 0 6px;
}
[data-page="negotiation-strategies"] .scenario-situation p {
  font-size: 14px;
  color: var(--charcoal);
  line-height: 1.6;
  margin: 0;
}
[data-page="negotiation-strategies"] .response-options {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 12px;
  margin-bottom: 4px !important;
}
[data-page="negotiation-strategies"] .response-option {
  background: #fff;
  border: 2px solid #DCE4EE;
  border-radius: 12px;
  padding: 14px;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease;
}
[data-page="negotiation-strategies"] .response-option:hover {
  border-color: var(--blue);
}
[data-page="negotiation-strategies"] .response-option.selected {
  border-color: var(--blue);
  background: #EEF4FA;
}
[data-page="negotiation-strategies"] .response-option h5 {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  color: var(--navy);
  margin: 0 0 8px;
}
[data-page="negotiation-strategies"] .option-badge {
  display: inline-block;
  padding: 3px 8px;
  border-radius: 6px;
  font-size: 11px;
  font-weight: 700;
}
[data-page="negotiation-strategies"] .badge-recommended {
  background: rgba(0, 200, 83, 0.14);
  color: #00A843;
}
[data-page="negotiation-strategies"] .badge-conservative {
  background: rgba(21, 101, 160, 0.12);
  color: var(--blue);
}
[data-page="negotiation-strategies"] .badge-aggressive {
  background: rgba(255, 107, 91, 0.14);
  color: #C93C2E;
}
[data-page="negotiation-strategies"] .response-option p {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
  margin: 0;
}
[data-page="negotiation-strategies"] .response-feedback {
  display: none;
  padding: 12px 16px !important;
  margin: 4px 20px 20px !important;
  background: #EEF4FA;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.5;
}
[data-page="negotiation-strategies"] .response-feedback.show {
  display: block;
}

/* ---- Repair request calculator ---- */
[data-page="negotiation-strategies"] .repair-calculator {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 24px;
  margin-top: 20px;
}
[data-page="negotiation-strategies"] .repair-calculator h3 {
  font-size: 19px;
  color: var(--navy);
  margin: 0 0 18px;
}
[data-page="negotiation-strategies"] .repair-items {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
  margin-bottom: 24px;
}
[data-page="negotiation-strategies"] .repair-item {
  display: flex;
  flex-direction: column;
}
[data-page="negotiation-strategies"] .repair-item label {
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}
[data-page="negotiation-strategies"] .repair-item input {
  width: 100%;
  height: 46px;
  padding: 0 12px;
  border: 1px solid #DCE4EE;
  border-radius: 8px;
  font-size: 15px;
  font-family: var(--font-body);
  color: var(--navy);
  margin-bottom: 8px;
  box-sizing: border-box;
}
[data-page="negotiation-strategies"] .repair-item input:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(21, 101, 160, 0.15);
}
[data-page="negotiation-strategies"] .item-priority {
  align-self: flex-start;
  display: inline-block;
  padding: 3px 8px;
  border-radius: 6px;
  font-size: 11px;
  font-weight: 700;
}
[data-page="negotiation-strategies"] .priority-critical {
  background: rgba(255, 107, 91, 0.14);
  color: #C93C2E;
}
[data-page="negotiation-strategies"] .priority-important {
  background: rgba(245, 158, 11, 0.16);
  color: #B45309;
}
[data-page="negotiation-strategies"] .priority-cosmetic {
  background: rgba(95, 108, 123, 0.14);
  color: var(--slate);
}
[data-page="negotiation-strategies"] .repair-totals {
  border-top: 1px solid #DCE4EE;
  padding-top: 20px;
}
[data-page="negotiation-strategies"] .totals-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 12px;
  margin-bottom: 16px;
}
[data-page="negotiation-strategies"] .total-item {
  background: #EEF4FA;
  border-radius: 10px;
  padding: 12px;
  text-align: center;
}
[data-page="negotiation-strategies"] .total-item .label {
  font-size: 12px;
  color: var(--slate);
  margin-bottom: 4px;
}
[data-page="negotiation-strategies"] .total-item .value {
  font-family: var(--font-display);
  font-size: 19px;
  font-weight: 700;
  color: var(--navy);
}
[data-page="negotiation-strategies"] .negotiation-rec {
  background: #fff;
  border: 1px dashed #DCE4EE;
  border-radius: 10px;
  padding: 14px 16px;
  font-size: 14px;
  color: var(--charcoal);
  line-height: 1.5;
}
[data-page="negotiation-strategies"] .negotiation-rec strong {
  color: var(--navy);
}

/* ---- Timing cards ---- */
[data-page="negotiation-strategies"] .timing-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 20px;
}
[data-page="negotiation-strategies"] .timing-card {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  overflow: hidden;
}
[data-page="negotiation-strategies"] .timing-card-header {
  padding: 16px 20px;
}
[data-page="negotiation-strategies"] .timing-card-header h4 {
  margin: 0;
  font-size: 16px;
  color: #fff;
}
[data-page="negotiation-strategies"] .timing-card-header.good {
  /* Darker than --green-dark so white heading text clears 4.5:1 contrast (WCAG AA) */
  background: #007A32;
}
[data-page="negotiation-strategies"] .timing-card-header.bad {
  /* Darker than --coral so white heading text clears 4.5:1 contrast (WCAG AA) */
  background: #C93C2E;
}
[data-page="negotiation-strategies"] .timing-card-body {
  padding: 20px;
}
[data-page="negotiation-strategies"] .timing-card-body p {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.6;
  margin: 0 0 12px;
}
[data-page="negotiation-strategies"] .timing-examples {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
[data-page="negotiation-strategies"] .timing-examples li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: var(--charcoal);
  line-height: 1.5;
}
[data-page="negotiation-strategies"] .timing-examples svg {
  flex-shrink: 0;
  margin-top: 2px;
}

/* ---- Do's and don'ts ---- */
[data-page="negotiation-strategies"] .dos-donts {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
  margin-top: 20px;
}
[data-page="negotiation-strategies"] .dos-section,
[data-page="negotiation-strategies"] .donts-section {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 20px;
}
[data-page="negotiation-strategies"] .dos-section ul,
[data-page="negotiation-strategies"] .donts-section ul {
  list-style: none;
  margin: 16px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
[data-page="negotiation-strategies"] .dos-section li,
[data-page="negotiation-strategies"] .donts-section li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: var(--charcoal);
  line-height: 1.5;
}
[data-page="negotiation-strategies"] .dos-section svg {
  color: var(--green);
  flex-shrink: 0;
  margin-top: 2px;
}
[data-page="negotiation-strategies"] .donts-section svg {
  color: var(--coral);
  flex-shrink: 0;
  margin-top: 2px;
}

/* ---- When to walk away ---- */
[data-page="negotiation-strategies"] .walkaway-section {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 24px;
}
[data-page="negotiation-strategies"] .walkaway-section h3 {
  font-size: 20px;
  color: var(--navy);
  margin: 0 0 10px;
}
[data-page="negotiation-strategies"] .walkaway-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
  margin-top: 16px;
}
[data-page="negotiation-strategies"] .walkaway-item {
  background: #EEF4FA;
  border-radius: 10px;
  padding: 16px;
}
[data-page="negotiation-strategies"] .walkaway-item h4 {
  font-size: 15px;
  color: var(--navy);
  margin: 0 0 8px;
}
[data-page="negotiation-strategies"] .walkaway-item p {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
  margin: 0;
}


/* =======================================================================
   3. MULTIPLE-OFFER-SITUATIONS.HTML
   ======================================================================= */

/* ---- Escalation clause explainer + calculator ---- */
[data-page="multiple-offer-situations"] .escalation-container {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 24px;
}
[data-page="multiple-offer-situations"] .escalation-container h3 {
  font-size: 20px;
  color: var(--navy);
  margin: 0 0 10px;
}
[data-page="multiple-offer-situations"] .escalation-example {
  background: #EEF4FA;
  border-radius: 12px;
  padding: 20px;
  margin-top: 16px;
}
[data-page="multiple-offer-situations"] .escalation-example h4 {
  font-size: 15px;
  color: var(--navy);
  margin: 0 0 12px;
}
[data-page="multiple-offer-situations"] .escalation-breakdown {
  display: flex;
  flex-direction: column;
}
[data-page="multiple-offer-situations"] .breakdown-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid #DCE4EE;
  font-size: 14px;
}
[data-page="multiple-offer-situations"] .breakdown-row:last-child {
  border-bottom: none;
}
[data-page="multiple-offer-situations"] .breakdown-label {
  color: var(--slate);
}
[data-page="multiple-offer-situations"] .breakdown-value {
  font-weight: 600;
  color: var(--navy);
}
[data-page="multiple-offer-situations"] .escalation-calculator {
  background: #fff;
  border: 1px dashed #DCE4EE;
  border-radius: 12px;
  padding: 20px;
  margin-top: 20px;
}
[data-page="multiple-offer-situations"] .escalation-calculator h4 {
  font-size: 16px;
  color: var(--navy);
  margin: 0 0 6px;
}
[data-page="multiple-offer-situations"] .calc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 14px;
  margin: 16px 0;
}
[data-page="multiple-offer-situations"] .calc-input-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}
[data-page="multiple-offer-situations"] .calc-input {
  width: 100%;
  height: 48px;
  padding: 0 14px;
  border: 1px solid #DCE4EE;
  border-radius: 10px;
  font-size: 16px;
  font-family: var(--font-body);
  color: var(--navy);
  box-sizing: border-box;
}
[data-page="multiple-offer-situations"] .calc-input:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(21, 101, 160, 0.15);
}
[data-page="multiple-offer-situations"] .calc-result {
  text-align: center;
  background: #EEF4FA;
  border-radius: 12px;
  padding: 20px;
  margin-top: 8px;
}
[data-page="multiple-offer-situations"] .calc-result-label {
  font-size: 13px;
  color: var(--slate);
  margin: 0 0 6px;
}
[data-page="multiple-offer-situations"] .calc-result-value {
  font-family: var(--font-display);
  font-size: 30px;
  font-weight: 700;
  color: var(--navy);
  margin: 0;
}

/* ---- Waiving contingencies: risk cards ---- */
[data-page="multiple-offer-situations"] .risk-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 20px;
}
[data-page="multiple-offer-situations"] .risk-card {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  overflow: hidden;
}
[data-page="multiple-offer-situations"] .risk-header {
  padding: 16px 20px;
  background: var(--blue);
}
[data-page="multiple-offer-situations"] .risk-header.inspection {
  /* Darker than --coral so white heading text clears 4.5:1 contrast (WCAG AA) */
  background: #C93C2E;
}
[data-page="multiple-offer-situations"] .risk-header.appraisal {
  /* Darker than --amber so white heading text clears 4.5:1 contrast (WCAG AA) */
  background: #B45309;
}
[data-page="multiple-offer-situations"] .risk-header.financing {
  background: var(--blue);
}
[data-page="multiple-offer-situations"] .risk-header h4 {
  margin: 0 0 8px;
  font-size: 16px;
  color: #fff;
}
[data-page="multiple-offer-situations"] .risk-level {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 6px;
  /* Dark overlay (not a light one) so white text keeps 4.5:1+ contrast
     regardless of which header color sits underneath it */
  background: rgba(0, 0, 0, 0.35);
  color: #fff;
}
[data-page="multiple-offer-situations"] .risk-body {
  padding: 20px;
}
[data-page="multiple-offer-situations"] .risk-body h5 {
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  margin: 16px 0 6px;
}
[data-page="multiple-offer-situations"] .risk-body h5:first-child {
  margin-top: 0;
}
[data-page="multiple-offer-situations"] .risk-body p {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.6;
  margin: 0;
}
[data-page="multiple-offer-situations"] .risk-body ul {
  margin: 0;
  padding-left: 20px;
  font-size: 14px;
  color: var(--slate);
  line-height: 1.8;
}
[data-page="multiple-offer-situations"] .risk-verdict {
  margin-top: 14px;
  padding: 12px 14px;
  border-radius: 10px;
  font-size: 13px;
  line-height: 1.5;
  font-weight: 500;
}
[data-page="multiple-offer-situations"] .risk-verdict.danger {
  background: rgba(255, 107, 91, 0.08);
  color: #C93C2E;
  border-left: 3px solid var(--coral);
}
[data-page="multiple-offer-situations"] .risk-verdict.warning {
  background: rgba(245, 158, 11, 0.1);
  color: #B45309;
  border-left: 3px solid var(--amber);
}
[data-page="multiple-offer-situations"] .risk-verdict.caution {
  background: rgba(21, 101, 160, 0.08);
  color: var(--blue);
  border-left: 3px solid var(--blue);
}

/* ---- Decision framework ---- */
[data-page="multiple-offer-situations"] .decision-flow {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-top: 20px;
}
[data-page="multiple-offer-situations"] .decision-step {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
[data-page="multiple-offer-situations"] .step-indicator {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
}
[data-page="multiple-offer-situations"] .step-indicator svg {
  width: 20px;
  height: 20px;
}
[data-page="multiple-offer-situations"] .step-content {
  flex: 1;
  min-width: 0;
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 12px;
  padding: 16px;
}
[data-page="multiple-offer-situations"] .step-content h4 {
  font-size: 15px;
  color: var(--navy);
  margin: 0 0 8px;
}
[data-page="multiple-offer-situations"] .step-content p {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.6;
  margin: 0;
}
[data-page="multiple-offer-situations"] .decision-outcomes {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
  margin-top: 20px;
}
[data-page="multiple-offer-situations"] .outcome-card {
  border-radius: 16px;
  padding: 20px;
}
[data-page="multiple-offer-situations"] .outcome-card h5 {
  margin: 0 0 8px;
  font-size: 15px;
}
[data-page="multiple-offer-situations"] .outcome-card p {
  margin: 0;
  font-size: 14px;
  line-height: 1.6;
  color: var(--charcoal);
}
[data-page="multiple-offer-situations"] .outcome-card.stay {
  background: rgba(0, 200, 83, 0.06);
  border: 1px solid rgba(0, 200, 83, 0.3);
}
[data-page="multiple-offer-situations"] .outcome-card.stay h5 {
  color: #00A843;
}
[data-page="multiple-offer-situations"] .outcome-card.walk {
  background: rgba(255, 107, 91, 0.06);
  border: 1px solid rgba(255, 107, 91, 0.3);
}
[data-page="multiple-offer-situations"] .outcome-card.walk h5 {
  color: #C93C2E;
}


/* =======================================================================
   4. FINAL-WALKTHROUGH.HTML
   ======================================================================= */

[data-page="final-walkthrough"] .checklist-container {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 24px;
  margin-top: 20px;
}
[data-page="final-walkthrough"] .checklist-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  padding-bottom: 20px;
  border-bottom: 1px solid #DCE4EE;
  margin-bottom: 20px;
}
[data-page="final-walkthrough"] .checklist-progress {
  display: flex;
  align-items: center;
  gap: 14px;
}
[data-page="final-walkthrough"] .progress-ring {
  width: 60px;
  height: 60px;
  flex-shrink: 0;
}
[data-page="final-walkthrough"] .progress-ring-bg {
  fill: none;
  stroke: #DCE4EE;
  stroke-width: 6;
}
[data-page="final-walkthrough"] .progress-ring-circle {
  fill: none;
  stroke: var(--green);
  stroke-width: 6;
  stroke-linecap: round;
  transform: rotate(-90deg);
  transform-origin: 30px 30px;
  transition: stroke-dashoffset 0.4s ease;
}
[data-page="final-walkthrough"] .progress-count {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
}
[data-page="final-walkthrough"] .progress-text {
  font-size: 12px;
  color: var(--slate);
}

[data-page="final-walkthrough"] .checklist-category {
  margin-bottom: 28px;
}
[data-page="final-walkthrough"] .checklist-category:last-of-type {
  margin-bottom: 0;
}
[data-page="final-walkthrough"] .category-title {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}
[data-page="final-walkthrough"] .category-icon {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: #fff;
}
[data-page="final-walkthrough"] .category-icon.exterior { background: var(--blue); }
[data-page="final-walkthrough"] .category-icon.systems { background: var(--navy); }
[data-page="final-walkthrough"] .category-icon.interior { background: var(--purple); }
[data-page="final-walkthrough"] .category-icon.repairs { background: var(--amber); }
[data-page="final-walkthrough"] .category-icon.final { background: var(--green-dark); }
[data-page="final-walkthrough"] .category-title h3 {
  font-size: 17px;
  color: var(--navy);
  margin: 0;
}

[data-page="final-walkthrough"] .checklist-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 14px;
  border-radius: 12px;
  border: 1px solid #DCE4EE;
  margin-bottom: 10px;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease;
  background: #fff;
}
[data-page="final-walkthrough"] .checklist-item:hover {
  border-color: var(--blue);
}
[data-page="final-walkthrough"] .checklist-item.checked {
  background: rgba(0, 200, 83, 0.05);
  border-color: var(--green);
}
[data-page="final-walkthrough"] .check-box {
  flex-shrink: 0;
  width: 24px;
  height: 24px;
  border-radius: 6px;
  border: 2px solid #DCE4EE;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.15s ease, border-color 0.15s ease;
  margin-top: 2px;
  background: #fff;
}
[data-page="final-walkthrough"] .check-box svg {
  opacity: 0;
  transition: opacity 0.15s ease;
  width: 14px;
  height: 14px;
}
[data-page="final-walkthrough"] .checklist-item.checked .check-box {
  background: var(--green);
  border-color: var(--green);
}
[data-page="final-walkthrough"] .checklist-item.checked .check-box svg {
  opacity: 1;
}
[data-page="final-walkthrough"] .item-content {
  flex: 1;
  min-width: 0;
}
[data-page="final-walkthrough"] .item-title {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 2px;
}
[data-page="final-walkthrough"] .checklist-item.checked .item-title {
  text-decoration: line-through;
  color: var(--slate);
}
[data-page="final-walkthrough"] .item-detail {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
}
[data-page="final-walkthrough"] .note-toggle {
  display: inline-block;
  margin-top: 8px;
  font-size: 12px;
  font-weight: 600;
  color: var(--blue);
  cursor: pointer;
  min-height: 20px;
}
[data-page="final-walkthrough"] .item-note {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
}
[data-page="final-walkthrough"] .item-note.visible {
  max-height: 60px;
  margin-top: 8px;
}
[data-page="final-walkthrough"] .item-note input {
  width: 100%;
  height: 40px;
  padding: 0 10px;
  border: 1px solid #DCE4EE;
  border-radius: 8px;
  font-size: 14px;
  font-family: var(--font-body);
  color: var(--navy);
  box-sizing: border-box;
}
[data-page="final-walkthrough"] .item-note input:focus {
  outline: none;
  border-color: var(--blue);
}

[data-page="final-walkthrough"] .checklist-actions {
  display: flex;
  gap: 12px;
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid #DCE4EE;
  flex-wrap: wrap;
}
[data-page="final-walkthrough"] .checklist-actions .btn-outline {
  padding: 12px 24px;
  border: 2px solid #DCE4EE;
  border-radius: 10px;
  background: #fff;
  color: var(--navy);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 14px;
  cursor: pointer;
  min-height: 44px;
  transition: border-color 0.15s ease, color 0.15s ease;
}
[data-page="final-walkthrough"] .checklist-actions .btn-outline:hover {
  border-color: var(--coral);
  color: var(--coral);
}
[data-page="final-walkthrough"] .checklist-actions .btn-primary {
  padding: 12px 24px;
  border: none;
  border-radius: 10px;
  background: var(--green);
  color: #fff;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 14px;
  cursor: pointer;
  min-height: 44px;
  transition: opacity 0.15s ease;
}
[data-page="final-walkthrough"] .checklist-actions .btn-primary:hover {
  opacity: 0.9;
}
@media print {
  [data-page="final-walkthrough"] .no-print {
    display: none !important;
  }
}


/* =======================================================================
   5. FINAL-LOAN-APPROVAL.HTML
   ======================================================================= */

[data-page="final-loan-approval"] .jhl-step__timeline {
  display: inline-block;
  margin-top: 8px;
  font-size: 12px;
  font-weight: 600;
  color: var(--blue);
  background: rgba(21, 101, 160, 0.08);
  padding: 4px 10px;
  border-radius: 6px;
}

/* ---- Underwriting review grid ---- */
[data-page="final-loan-approval"] .underwriting-visual {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 24px;
}
[data-page="final-loan-approval"] .underwriting-visual h3 {
  font-size: 19px;
  color: var(--navy);
  margin: 0 0 6px;
}
[data-page="final-loan-approval"] .review-items {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 20px;
  margin-top: 16px;
}
[data-page="final-loan-approval"] .review-item {
  text-align: center;
  padding: 12px;
}
[data-page="final-loan-approval"] .review-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--blue);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 12px;
}
[data-page="final-loan-approval"] .review-icon svg {
  width: 26px;
  height: 26px;
}
[data-page="final-loan-approval"] .review-item h5 {
  font-size: 15px;
  color: var(--navy);
  margin: 0 0 6px;
}
[data-page="final-loan-approval"] .review-item p {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
  margin: 0;
}

/* ---- Danger zone ---- */
[data-page="final-loan-approval"] .danger-zone {
  background: #fff;
  border: 2px solid rgba(255, 107, 91, 0.3);
  border-radius: 16px;
  padding: 24px;
}
[data-page="final-loan-approval"] .danger-zone h3 {
  color: #C93C2E;
  font-size: 19px;
  margin: 0 0 10px;
}
[data-page="final-loan-approval"] .danger-zone > p {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.6;
}
[data-page="final-loan-approval"] .dont-do-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 16px;
  margin-top: 16px;
}
[data-page="final-loan-approval"] .dont-card {
  background: rgba(255, 107, 91, 0.05);
  border: 1px solid rgba(255, 107, 91, 0.25);
  border-radius: 14px;
  padding: 18px;
}
[data-page="final-loan-approval"] .dont-card h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 15px;
  color: #C93C2E;
  margin: 0 0 8px;
}
[data-page="final-loan-approval"] .dont-card h4 span {
  display: flex;
  flex-shrink: 0;
}
[data-page="final-loan-approval"] .dont-card h4 svg {
  width: 20px;
  height: 20px;
}
[data-page="final-loan-approval"] .dont-card p {
  font-size: 13px;
  color: var(--charcoal);
  line-height: 1.6;
  margin: 0;
}
[data-page="final-loan-approval"] .danger-zone-summary {
  margin-top: 20px;
  padding: 14px 16px;
  background: rgba(255, 107, 91, 0.08);
  border-radius: 10px;
  font-size: 14px;
  font-weight: 600;
  color: #C93C2E;
  text-align: center;
}

/* ---- Loan conditions ---- */
[data-page="final-loan-approval"] .conditions-group {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
  margin-top: 20px;
}
[data-page="final-loan-approval"] .condition-card {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-top: 4px solid var(--blue);
  border-radius: 16px;
  padding: 20px;
}
[data-page="final-loan-approval"] .condition-card--orange {
  border-top-color: var(--amber);
}
[data-page="final-loan-approval"] .condition-card--green {
  border-top-color: var(--green);
}
[data-page="final-loan-approval"] .condition-card h4 {
  font-size: 16px;
  color: var(--navy);
  margin: 0 0 10px;
}
[data-page="final-loan-approval"] .condition-card p {
  font-size: 14px;
  color: var(--slate);
  line-height: 1.6;
  margin: 0 0 10px;
}
[data-page="final-loan-approval"] .condition-card ul {
  margin: 0;
  padding-left: 20px;
  font-size: 13px;
  color: var(--charcoal);
  line-height: 1.8;
}

/* ---- Progress tracker ---- */
[data-page="final-loan-approval"] .progress-tracker {
  background: #fff;
  border: 1px solid #DCE4EE;
  border-radius: 16px;
  padding: 24px;
  margin-top: 20px;
}
[data-page="final-loan-approval"] .progress-step {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 14px;
  border-radius: 12px;
  cursor: pointer;
  transition: background 0.15s ease;
  margin-bottom: 4px;
  min-height: 44px;
}
[data-page="final-loan-approval"] .progress-step:hover {
  background: #EEF4FA;
}
[data-page="final-loan-approval"] .step-checkbox {
  flex-shrink: 0;
  width: 26px;
  height: 26px;
  border-radius: 7px;
  border: 2px solid #DCE4EE;
  margin-top: 2px;
  background: #fff;
  transition: background 0.15s ease, border-color 0.15s ease;
  position: relative;
}
[data-page="final-loan-approval"] .step-checkbox.checked {
  background: var(--green);
  border-color: var(--green);
}
[data-page="final-loan-approval"] .step-checkbox.checked::after {
  content: '';
  position: absolute;
  left: 8px;
  top: 3px;
  width: 6px;
  height: 12px;
  border: solid #fff;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}
[data-page="final-loan-approval"] .step-content h5 {
  margin: 0 0 4px;
  font-size: 15px;
  color: var(--navy);
}
[data-page="final-loan-approval"] .step-content p {
  margin: 0;
  font-size: 13px;
  color: var(--slate);
  line-height: 1.5;
}
[data-page="final-loan-approval"] .progress-step:has(.step-checkbox.checked) .step-content h5 {
  text-decoration: line-through;
  color: var(--slate);
}
[data-page="final-loan-approval"] .progress-summary {
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid #DCE4EE;
}
[data-page="final-loan-approval"] .progress-bar-container {
  width: 100%;
  height: 12px;
  background: #EEF4FA;
  border: 1px solid #DCE4EE;
  border-radius: 999px;
  overflow: hidden;
  margin-bottom: 10px;
}
[data-page="final-loan-approval"] .progress-bar-fill {
  height: 100%;
  width: 0%;
  background: var(--blue);
  border-radius: 999px;
  transition: width 0.4s ease, background 0.3s ease;
}
[data-page="final-loan-approval"] #progressText {
  margin: 0;
  font-size: 14px;
  font-weight: 600;
  color: var(--slate);
  text-align: center;
}
[data-page="writing-winning-offers"] .jhl-offer__strength-note { margin-top: 10px; font-size: 14px; line-height: 1.5; color: #5F6C7B; }